<aside> <img src="/icons/book_gray.svg" alt="/icons/book_gray.svg" width="40px" /> TABLE OF CONTENTS

• Executive Summary
• Market Overview
• KOTAI Ecosystem Components
• About ICO and Investment Plans
• ICO Fundraising Forecast
• Dividends
• Tokenomics
• KOTAI Space and Adoption and Partnership
• ROADMAP </aside>

<aside> <img src="/icons/meeting_gray.svg" alt="/icons/meeting_gray.svg" width="40px" /> OUR COMMUNITY

• Twitter
• Youtube
• Telegram
• Instagram
• Facebook

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Official Website - www.kotaiproject.io

E-mail - [email protected]

KOTAI Project s.a., a company incorporated under the laws of the Republic of Panama, company number 155749404, registered address: Panama City, Republic of Panama and Ntra. Sra. del Carmen 1330 esq, Asunción, Paraguay.

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The KOTAI ecosystem is being developed as a global financial solution, integrating various interconnected services to facilitate transactions, investments, and asset management in a single unified platform. Each component contributes specific functionalities that, together, will provide a complete and integrated financial experience.

KOTAI Exchange

1. KOTAI Exchange Structure

a. Hassle-free Account (No KYC)

• Integrated account creation:
  • KOTAI Wallet acts as decentralized identity (DID).
  • When the user clicks "create account", the exchange system:
    1. Generates an internal profile based on the KOTAI Wallet public key.
    2. Links the profile to the user's wallet without requiring emails, passwords, or additional verifications.
  • Continuous authentication: The KOTAI Wallet private key is used to sign and authorize transactions, ensuring security and privacy.
• Technical advantages:
  • Complete user anonymity without compromising security.
  • Reduces dependency on sensitive personal data.

b. Trading Features

1. Spot Market:
   • Enables traditional cryptocurrency buying and selling trades.
   • Supported orders: Market, Limit, and Stop-Limit.
   • Balances are directly custodied in the KOTAI Wallet, ensuring users maintain complete control over their funds.
2. P2P Market:
   • Users can trade directly with each other, with KOTAI Exchange acting as mediator.
   • Smart contracts: Manage swaps between users, eliminating centralized intermediaries.
3. Quick conversions:
   • Possibility of automatic conversions (swap) between cryptocurrencies directly in the wallet balance.

c. Crypto Prepaid Card

1. Direct integration:
   • The card will be linked to the user's KOTAI Wallet balance.
   • Will offer support for instant payments, automatically converting cryptocurrencies to fiat currencies at the time of transaction.
   • The card will accept deposits of more than 50 cryptos.
2. Technical architecture:
   • Payment Gateway: An intermediate exchange layer will process crypto-to-fiat conversion in real-time.
   • Compatibility: Acceptance at any establishment that supports traditional cards (Visa, Mastercard, or similar).
3. Security:
   • Transaction tokenization: Each payment generates a unique token, protecting user private keys.
   • Configurable limits: Users can set spending limits directly in the app.

d. Liquidity and Operations

• Liquidity Pools:
  • KOTAI exchange will generate decentralized liquidity pools, enabling quick exchanges and competitive prices.
• Partnerships with liquidity providers: Will ensure instant conversion between crypto and fiat for prepaid card operation.

2. Technical Infrastructure

a. Decentralized Custody

• Key to anonymity:
  • The exchange will not directly store user funds.
  • All transactions will occur via smart contracts, ensuring balance remains under user control.

b. Smart Contracts

• Complete automation:

c. Payment Gateway

• Fiat-Crypto Conversions:

3. User Experience

1. Registration Flow:
2. Card Usage:
3. Intuitive interface:

KOTAI Exchange Differentials

1. No KYC: Complete privacy for users.
2. Prepaid Card: Direct use of crypto balances in daily life.
3. User Control: Fund custody always maintained under client control via KOTAI Wallet.
4. Simple integration: The entire experience occurs in a single ecosystem (wallet + exchange).

KOTAI International Bank

1. KOTAI Bank Structure and Operation

a. Bank Account Creation

1. Integration with KOTAI Wallet:
2. No Private Key Custody:
3. Authentication and Connection: